Attention homeowners in Rock Rapids and Lyon County: Need an appraisal?

The top 7 reasons why Iowa homeowners order from Attig Farm Management:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Lyon County's assessment of your property value
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of the real estate in question to settle an estate
Need help determining the price of your house in or near Rock Rapids, Iowa? Contact Attig Farm Management.

At Attig Farm Management, we understand the particular needs of a customer after appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. Being a person not in the real estate field that ordinarily doesn't look at appraisals on a regular basis, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Attig Farm Management are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining or not appreciating as much as other houses close by. This means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Attig Farm Management is your chief weapon.

Appraisals to cancel PMI

A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Attig Farm Management, we're seasoned in helping folks just like you delete unnecessary PMI insurance.

HELOC recently frozen?

If your house is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Attig Farm Management can provide you with efficient appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.